How Do I Begin The Process Of Buying A Home?

Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions, make a “To Do” list and start doing casual research. Talk to friends and family, drive through neighborhoods, and look in the “Homes” section of the newspaper.

Own the HOME
of your
DREAMS

What Steps Need To Be Taken To Secure A Loan?

Why Buy When You Can Rent?

The first step in securing a loan is to complete a loan    application. To do so, you will need the following information.

Pay stubs for the past 30 days

W-2 forms for the past 2 years

Information on your current debts i.e. monthly payments and balances

Recent bank statements

Tax returns for the past 2 years – if commissioned or self employed

Proof of any other income

Address and description of the property you wish to buy
Sales contract

 

Pre Qualifying/Pre Approval

After You've Applied

Little or No Money Down

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