The two don’t really compare at all. The one
advantage of renting is being generally free of most maintenance
responsibilities. But by renting, you lose the chance to build equity, take
advantage of tax benefits, and protect
yourself against rent increases.
Also, you may not be free to decorate without permission and may be
at the
mercy of the landlord for housing.
Owning a home has many benefits. When you make a mortgage payment, you are
building equity. And
that’s an investment. Owning a home also qualifies
you for tax breaks that assist you in dealing with
your new financial
responsibilities- like insurance, real estate taxes, and upkeep – which
can be
substantial. But given the freedom, stability, and security of owning
your own home, they are worth it.